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$950K verdict in MCMC trial April 18, 2015
There may be the occasional need to insure children, but I think the exception proves the rule that it isn't necessary in the vast majority of cases. Kids simply don't die, nor does anyone depend on them financially.
Actually, the greatest threat to kids is all of the parents in America today who don't have the life insurance they should have. If you are a family breadwinner with little savings, you need life insurance to cover essentials for your family such as income replacement, mortgage protection, college funding, final/burial expenses.
Life insurance is as cheap now as it has ever been. To find the lowest cost policy, use a free search engine like the one at QualityTermLife to compare prices from top rated companies.
If you need it and you don't have it. Get it today.
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